Guides

Money guides for India

Practical, step-by-step: track every rupee, plan your salary, bring your investments into one place and see your net worth. Prefer a calculator?

Spending & budgeting

A monthly budget for college students₹10,000 and ₹15,000 examples⏱ 5 min

Expense & UPI tracking

How automatic expense tracking worksFrom your bank’s own alerts⏱ 6 min
Turn on bank transaction alertsSo every payment is recorded⏱ 5 min
How to track UPI expenses automaticallyGPay, PhonePe, Paytm — logged for you⏱ 3 min
An expense tracker built for IndiaSet up in 10 minutes⏱ 10 min

Salary

How to budget your salary in IndiaThe 50/30/20 split, worked out⏱ 8 min
How much of your salary to save and investWhat to save for first⏱ 6 min
Your first salary: a simple money planFive things to set up in month one⏱ 5 min

Investing & mutual funds

Track all your mutual funds in one placeEvery app, every fund, real XIRR⏱ 6 min
XIRR vs CAGR explainedWhich return to look at⏱ 5 min
What is a CAS statement?CAMS, KFintech, NSDL and CDSL⏱ 5 min
How to download your CAS statement (CAMS / KFintech)Every mutual fund in one PDF⏱ 5 min
Get your investments out of any appWhich file to download, per app⏱ 1 min
Download your Groww holdings statementProfile → Reports → Holdings⏱ 2 min
Download your Zerodha holdings (Console / Kite)Console → Portfolio → Holdings⏱ 1 min
Export your Binance transaction history (CSV)Wallet → Transaction History → Export⏱ 3 min

Loans, EMIs & credit cards

Credit card bill explainedStatement, due date, minimum due⏱ 6 min

Planning & net worth

A simple monthly and yearly money routineFinancial planning without the jargon⏱ 6 min
How to calculate your net worthOwn minus owe, tracked monthly⏱ 10 min

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